Cheap Van Insurance
October 26, 2010
Anyone that runs a van knows that insurance can be one of the biggest costs in keeping their vehicle on the road. But scrimping on cover often means headaches should you ever need to use the policy as a van is essential for doing your job. It is for this reason that more businesses are now ‘shopping around’ for insurance as opposed to just accepting the renewal quote from their current provider.
Comparing prices and cover and making a decision that’s right for you is the key. For example you might choose to accept a higher excess in return for a lower policy price, or opt to pay more to ensure you will recieve a replacement vehicle if yours is off the road.
What is Van Insurance?
Van insurance, also known as commercial vehicle insurance or commercial van insurance, is a legal requirement that allows a policy holder to drive a van weighing up to 3.5 tonnes on public UK or EU member state highways. As with other categories of vehicle insurance policies there are 3 types of cover for businesses or individuals to choose from which are:
A basic legal level cover that insures against your liability to bodily injury or death to a third party as well as for damage to third party property. It does not cover any costs incurred by you as a result of an accident.
Third Party Fire & Theft:
This cover includes ‘Third Party’ cover as well as insuring your vehicle against damage caused by fire or from being stolen.
Also called ‘Fully Comp’ this cover includes ‘Third Party Fire & Theft’ cover as well as damage or loss of your vehicles due to accidental or malicious damage. In addition, many comprehensive insurance policies also include theft cover for your vehicle’s contents (up to a specified amount and subject to the policy’s terms).
Getting A Good Deal
Often considered to be a ‘grudge purchase’ it is no surprise that both private vehicle owners and businesses try to find the cheapest van insurance quotes they can. Of course there is no problem in doing this, why pay more than you have to? However, it should not jeopardise the quality of the cover or the company providing it.
A great place to start looking for quotes is at TrackCompare.co.uk, we work with the UK’s leading insurance comparison services to help you quickly find multiple quotes that are based on your business’s specific details and requirements without the hassle and time associated with obtaining quotes by approaching a number of insurance providers directly yourself. Using TrackCompare.co.uk allows any business or private vehicle owner to compare van insurance rates, quality of cover as well as additional products which ensures that all customers get the best possible deal on their van insurance.
What’s more our partners search through quotes from 40 of the UK’s leading insurance providers and can also save you time and money if you are looking to compare quotes for ‘Tool in Van’ Insurance and Business/Commercial Insurance.
Talk To A Real Person
Using website comparison services online isn’t for everyone. If you would prefer speak to an advisor to find the best deal on your van insurance please call 0800 021 7333 and quote reference 2370.
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